Unlock Equipment Financing Solutions
Empower your business with tailored equipment loans designed to meet your unique needs and accelerate your growth.
Equipment Finance Solutions Tailored for Australian Businesses
Looking for reliable equipment finance to upgrade your machinery or technology without draining your working capital? We specialise in business equipment finance, commercial equipment leasing, and asset finance across Australia — helping SMEs, trades, construction, agriculture, and manufacturing businesses acquire the tools they need to grow. Whether you're after new or used equipment loans
We can fund
✅ Construction quipment
✅ Agricultural equipment
✅ Medical and dental equipment
✅ Hospitality equipment finance
✅ other equipment, e.g. computers, fit-outs,
Why Us
✅ Specialists in equipment finance
✅ Fast Approvals
✅ Competitive Rates
✅ Easy application process
✅ Full Finance available
Benefits of a equipment loan
✅ 2-5 years loan term
✅ Purchase multiple assets
✅ Optional balloon payment
✅Fixed interest rates & repayments
✅ You own the asset from day one
Frequently Asked Questions
What is ‘Low Doc’ and ‘No Doc’ finance?
These products are tailored for self-employed with an ABN. Many lenders offers loans under low doc and no doc products.
No-Doc: Generally means the lender does not require full financial documentation (no tax returns, no accountant-prepared financials, no detailed income proof or business accounts)
Low-Doc: Requires modest documentation — often just business bank statements, a BAS summary, or a short abovementioned income declaration instead of full financial.
How long does the loan approval process take?
We strive to provide decisions as quickly as possible, with many loans approved within 24–48 hours.
Although the exact timeframe varies based on factors such as application completeness and the complexity of the financing request
What is a balloon payment?
A balloon payment is a large lump sum that you repay at the end of a loan term. A loan with a balloon payment reduces your monthly instalments but increases the total interest you’ll pay over the life of the loan. A loan without a balloon payment, your monthly repayments will be higher, but you’ll pay less interest overall.
How much deposit is required?
We offer zero-deposit options to our clients. but a deposit may be needed depending on:
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Credit score
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Age and condition of the truck
- Lender eligibility criteria
Who owns the equipment during the finance term?
- Chattel mortgage → You own it immediately
- Finance lease / hire purchase → Lender owns it until final payment/residual
- Operating lease → Lender owns it (you return or buy at end)
Can I finance a equipment purchased at an auction or private sale?
- Yes, Loan Center offers financing options equipment purchased through private sales, dealerships, and auctions.
Can I claim GST and tax deductions?
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Yes in most cases:
- GST — Registered businesses can usually claim the full GST amount upfront (especially chattel mortgage)
- Interest, depreciation, and sometimes balloon/residual payments are tax-deductible Always consult your accountant or the ATO for your specific situation.
Some of our lenders
Ready to Get Started?
Take the next step towards owning the equipment you need. Apply for a loan today or contact our expert team for more information on how we can help your business grow.
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